Licensed Credit Provider · Kenya

Empowering Africa Through Smart Credit

Afrimoney Credit Limited delivers secure, employer-backed lending and digital financial solutions — built for trust, compliance, and scale. With 100% digital onboarding, 24/7 platform availability, and CBK-aligned operations, we help partners launch credit programmes with confidence.

Building financial inclusion with integrity

African tech professionals collaborating in modern office African professionals collaborating in a modern office African entrepreneurs reviewing business on laptop

Afrimoney Credit Limited is a Kenya-based financial services company focused on responsible, technology-driven lending. We partner with employers and institutions to deliver salary advances and embedded credit products that are fair, transparent, and fully auditable.

Our proprietary Loan Management System powers end-to-end credit operations — from KYC and scoring to disbursement, collections, and regulatory reporting — so partners can launch credit programmes with confidence.

  • Employer-backed lending with standing-order mandates
  • Full KYC, CRB, and compliance workflows
  • Secure disbursements via M-Pesa and bank rails
  • Real-time dashboards for partners and operations teams

Configured lending products on one platform

The same product catalogue powering Afrimoney LMS — from payroll-backed salary advance to BNPL, invoice financing, and agricultural value-chain credit.

African tech professionals in an employer partner meeting
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Salary Advance

Payroll-backed salary advance for employed customers via TSC, corporate, and employer partners — with standing-order mandate and salary-deduction recovery.

African professional using a laptop for digital government services
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Gov Wallet Lending (ECS)

Government Electronic Credit System wallet lending for civil servants and public-sector wallets, with automated wallet-sweep recovery.

Prepaid electricity meters for KPLC token top-up

KPLC Token Financing

Prepaid KPLC electricity token financing recovered through utility billing and meter top-up channels.

African shopkeeper at her store counter
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Invoice Financing

Working-capital cash advances and invoice financing for registered merchants, with settlement-split recovery from daily sales.

African farmer holding harvested grain in Tanzania
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Agricultural Finance

Seasonal value-chain financing for smallholder farmers and agribusinesses, with harvest-linked repayment schedules.

Young African professionals using digital tools for purchases
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BNPL & Device Financing

Buy-now-pay-later, smartphone and device financing, plus institutional solar asset programmes with token-linked repayment.

ISO Security-first architecture
Multi-tenant Enterprise-grade platform
API-first Seamless integrations
Kenya Proudly East African

Let's build something together

Reach out to discuss partnerships, employer programmes, or platform demos.

Office

Laiboni Center, Lenana Road

Business Hours

Mon – Fri: 8:00 AM – 5:00 PM EAT

Send us a message

We route enquiries to support@afrimoney.co.ke and typically reply within one business day.